How Do Canadian Tourists Pay in China?

When traveling, understanding the local payment methods is crucial for a smooth and hassle-free experience. Being able to pay for meals, transportation, accommodations, and souvenirs without complications can significantly enhance your trip. For Canadian tourists visiting China, navigating the payment landscape might seem daunting due to differences in preferred payment methods. So, how do Canadian tourists pay in China? This guide covers the essentials, including the widespread use of mobile payments, the acceptance of bank cards, and the necessity of carrying some cash.

3 Major Payment Methods

Cash

While China's major cities increasingly favor cashless transactions, cash remains widely accepted, especially in rural areas and smaller establishments. Tourists should carry some Chinese Yuan (RMB) for convenience. Currency can be exchanged at airports, banks, and authorized exchange kiosks. It's advisable to exchange a small amount in Canada to have cash on hand upon arrival.

Credit and Debit Cards

International credit cards such as Visa, MasterCard, and American Express are accepted in many high-end hotels, restaurants, and large retail stores. However, they may not be as widely accepted in smaller shops or local eateries. China UnionPay is the domestic card network and often has better acceptance rates than international cards. Tourists should check with their banks about any foreign transaction fees and notify them of their travel plans to avoid any issues with card usage abroad.

Mobile Payment Systems

China leads the world in mobile payments, with WeChat Pay and Alipay being the most popular platforms. These systems are accepted almost everywhere, from large supermarkets to small street vendors.

How to Use WeChat Pay and Alipay?

WeChat Pay

WeChat Pay can be used for a wide range of transactions, including paying for meals, shopping, and even booking tickets for attractions.

Step 1: Download WeChat

• Platform: Available on iOS and Android.
• Process: Go to the App Store (iOS) or Google Play Store (Android) and search for "WeChat." Download and install the app.

Step 2: Register for WeChat

• Open the App: Launch WeChat and click on "Sign Up."
• Enter Details: Input your phone number (ensure it’s a number you have access to as you will receive a verification code).
• Verification: WeChat will send a verification code via SMS. Enter this code in the app.
• Profile Setup: Complete your profile by adding a username and profile picture.

Step 3: Set Up WeChat Pay

• Access WeChat Pay: Click on the "Me" tab in the bottom right corner, then select "Service."
• Add a Card: Go to "Wallet" and then "Cards." Click on "Add a Card."
• Card Details: Enter your international credit or debit card details. WeChat Pay accepts Visa, MasterCard, American Express, JCB, Diners Club, and Discover cards.

Step 4: Using WeChat Pay

QR Code Payments: WeChat Pay is primarily used through QR code scanning. You can scan the merchant’s QR code or present your payment QR code for the merchant to scan.

Alipay

Step 1: Download Alipay

• Platform: Available on iOS and Android.
• Process: Go to the App Store (iOS) or Google Play Store (Android) and search for "Alipay." Download and install the app.

Step 2: Register for Alipay

• Open the App: Launch Alipay and click on "Sign Up."
• Enter Details: Input your phone number. Like WeChat, this should be a number you can receive SMS messages on.
• Verification: Alipay will send a verification code via SMS. Enter this code to proceed.
• Profile Setup: Complete your profile setup with your personal details.

Step 3: Set Up Alipay

• Access Alipay Wallet: Click on the "Me" tab, then select "My Cards" to add a payment method.
• Add a Card: Enter your international credit or debit card details. Alipay supports Visa, MasterCard, JCB, Diners Club, and Discover cards.

Step 4: Using Alipay

QR Code Payments: Like WeChat Pay, Alipay primarily uses QR code payments. You can scan the merchant’s QR code or display your own for the merchant to scan.

Practical Tips for Tourists

Using ATMs

International travelers can find ATMs that accept foreign cards at airports, major hotels, and banks. Look for machines with the Visa, MasterCard, or UnionPay logos. Be aware of daily withdrawal limits and any fees your bank might charge for international withdrawals.

Mobile Payment Tips

Ensure you have access to mobile data or Wi-Fi to use these apps efficiently. It is advisable to carry a small amount of cash and a physical card as backups in case of technical issues.

Currency Exchange Tips

For the best exchange rates, it's often better to exchange currency at banks or official exchange services rather than at airports or hotels. Always check the exchange rate and any associated fees to ensure you are getting a fair deal. Be cautious of street vendors offering currency exchange services, as they may not be trustworthy.